Base:
1 cup diced bread
1/4 cup milk (possibly a little more)
1 egg
1/4 cup peanut or olive or your favorite frying oil
Savory:
3 Tbsp. diced onion
2 Tbsp. chopped parsley or other herbs
Sweet:
2 Tbsp. sugar or honey
1/2 (about 3 Tbsp.) diced pear, peach, apple, banana, or whatever you want
1 tsp. cinnamon (optional)
(You might want to add a dash of vanilla; this isn't part of the original recipe, and I haven't tried it yet.)
Soak diced bread in milk for a few minutes while you chop up the rest, mixing it with your hands to make sure all of the break gets wet.
Add egg and mix well.
Add your savory or sweet ingredients and mix well.
Add a little more milk if needed, but don't let it get too wet.
Scoop up about 1/4 cup and drop into hot oil, pushing it down to make a nice pancake.
Fry for about two minutes on each side, until golden brown.
Drain on a wire rack over a paper towel, NOT ON A PAPER TOWEL!
Serve the savory ones however you want. Sour cream might be nice.
For the sweet ones, butter and maple syrup are good choices.